Senate Committee on Banking, Housing, and Urban Affairs

Ses responsabilités en matière d'IA

Export controls and financial-sector AI. This committee owns the Export Control Reform Act and the Commerce Department's Bureau of Industry and Security — so every question about AI chip export controls, location verification on advanced chips, and smuggling to China lands here, not in Foreign Relations. Also: AI in credit decisions, underwriting, insurance and fraud detection, algorithmic discrimination in lending, AI and financial stability, and CFIUS review of AI investments.

Travaux en cours

VERIFIED: S.1705 Chip Security Act (Cotton) referred here 8 May 2025 and still pending; its House companion H.R.3447 (Huizenga) was ordered reported by House Foreign Affairs 42-0 on 26 Mar 2026 and, on reaching the Senate, was referred to this committee — so this committee is the chokepoint for AI chip export legislation. Hearing 'AI and the American Dream: Promoting Innovation, Affordability, and American Dominance' (June 2026), chaired by Scott, focused on affordability, innovation and national security. 8 Jun 2026: Warren letter pressing Chairman Scott to hold an additional AI hearing with senior administration officials on data-center costs borne by ratepayers.

Voie d'accès publique

VERIFIED contact page https://www.banking.senate.gov/contact. Committee: 534 Dirksen, Washington DC 20510; majority 202-224-7391, minority 202-224-5842 (numbers listed on the contact page).

Note de recherche

Chair/ranking verified 2026-09-22 against senate.gov committee_memberships_SSBK.htm. The export-control jurisdiction here is the single most commonly misrouted AI issue in Congress.